The POS Software Blog

News from Tower Systems about locally made POS software for specialty local retailers.

Buy now pay later helps small business retailers replace LayBy


The Tower Systems POS software is integrated with Humm and ZipPay / ZipMoney and have been since they launched. Both offer small business retailers valuable tools for buy now pay later trading in their specialty retail businesses.

Using Humm or Zip, retailers are able to offer easy over the counter purchase to customers who might otherwise have wanted to use LayBy. This way the customers can take their items immediately and the retailer is paid the next day.

There are rules and processes, which are managed by the POS software.

Tower Systems delivered the first POS software integration for Humm, pioneering years ago a solution that has been beneficial for many small business retailers. This was followed by the ZipPay and ZipMoney integration with the Tower POS software.

Offering buy now pay later is particularly helpful in retail situations where a business is supplying one time only shoppers or infrequent shoppers as it helps the business capture sales that the old LayBy approach may not have served for those businesses.

Integration is easy and payment is seamless. Tower Systems helps retailers connect with bot the respected buy now pay later finance companies, delivering beneficial access and providing front line support to serve these business needs.

While our POS software continues to offer LayBy, it is being used less as businesses seek to use less space for then storage of LayBy goods. Also, consumer legislation covering LayBy can sometimes present more onerous challenges for retailers than nis the case for buy now pay later operations.

The Zip and Humm integrations and just two of plenty of integrations delivered by Tower Systems in this space of helping small business retailers offer broader solutions beyond the core POS software functions. Tower has a long track record of working with other businesses, connecting with them and helping small business retailers to leverage these connections for their own operations.

Tower Systems is a vertical market POS software company serving thousands of independent and small business retailers in Australia and New Zealand with fresh and innovative POS software that is tailored to the unique needs of each retail channel in which it serves.

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By Mark